Flipkart Axis Credit Card Review: Cashback, Fees, Benefits & Eligibility

 

Flipkart Axis Bank Credit Card cashback rewards, charges, eligibility, and key features explained


Are you trying to find a Flipkart Axis Bank Credit Card that will reward your online purchases without the hassle of calculating "reward points"? There's a reason why the Flipkart Axis Bank Credit Card is still among the most well-liked co-branded cards in India: direct, limitless cashback. We'll examine whether this card merits a place in your wallet in this review.

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Key Benefits Flipkart Axis Credit Card: Why This Card Stands Out

This card's straightforward cashback structure is its main selling point. This card gives you actual money that is credited back to your statement, in contrast to other cards that give you points.

Lifestyle & Shopping Rewards

Best Flipkart shopping Credit Card Review

Apple Exclusive (Special 2026 Offer): Get an instant discount of up to ₹10,000 and six months of free EMI on Apple devices
  • 7.5% http://Myntra Cashback: Get a cashback of up to ₹4,000 in every three months, or ₹16,000 in a year.
  • 4% Unlimited Cashback is available on partner companies like Cult.fit, Uber, PVR, and Swiggy.
  • Earn on nearly all other qualifying purchases with 1% Unlimited Cashback. Travel & Dining Benefits of Flipkart Axis Credit Card
  • Lounge Access: Four free visits to domestic airport lounges annually.
  • Dining Delights: Use EazyDiner to save up to 15% (up to ₹500).
  • Fuel Savings: Transactions between ₹400 and ₹4,000 are exempt from the 1% fuel surcharge.

Fees & Charges for Flipkart Axis Credit Card

While choosing a credit card, it is important to be clear. This is what you will have to pay.

Fee Type Amount

  • Joining Fee ₹500 + GST
  • Annual Fee ₹500 + GST (Starting 2nd Year)
  • Welcome Benefit ₹250 Flipkart Voucher (Offsetting 50% of joining fee)
  • Fee Waiver Annual fee waived if you spend ₹3,50,000+ in a year


Eligibility & Documentation for Flipkart Axis Credit Card

To ensure a smooth application process, you need to meet these requirements:

  1. Age range: 21 to 65.
  2. Employment: Self-employed or employed.
  3. Income: ITR > ₹3,60,000 annually (self-employed) or a minimum monthly income of ₹25,000 (salaried).
  4. Credit Score: To ensure a high chance of approval, a credit score of 736 or higher is recommended.
  5. New to Credit: First-time credit card users will not have their applications approved

  • Documents Required ID Proof:

  • Passport or PAN Card.
  • Aadhaar cards and utility bills serve as proof of address.
  • Current pay stubs, Form 16, and ITR returns serve as proof of income.
  • Pictures: A recent passport-sized photo.
  • Learn More
Frequently Asked Questions About Flipkart Axis Credit Card (Q&A)

Q1: How do I receive my cashback?

A: The most attractive feature of this credit card is that you don’t have to redeem points. The cashback will be automatically credited to your credit card statement in the next billing cycle

Q2: Does the 5% cashback apply to Flipkart Health+?

A: No, Flipkart Health+ transactions are currently not included in the 5% tier.

Q3: Is the cashback on Swiggy and Uber unlimited?

A: Yes! The 4% cashback on preferred partners such as Swiggy, Uber, PVR, and Cult.fit is unlimited

Q4: Is it worth the ₹500 annual fee?

A: If you spend at least ₹10,000 on Flipkart or Myntra in a year, the cashback you earn will easily cover the fee

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